About Us

At DirectWholesaleRates by SNB Bank NA, we're focused on making things simple.

With a legacy dating back to our founder, John Henry Clay (J.H.C.) Stuart, in 1909, we’ve thrived for over a century thanks to our unwavering commitment to excellence. Our mission is straightforward: to provide you and your business with the most affordable financing in the United States.

Discover how simple it can be to grow your commercial business with the right financing from DirectWholesaleRates by SNB Bank NA.

Meet our experienced team

We are committed to assisting small and mid-sized businesses with flexible financing options.

Untitled design (4)

L. Clay Stuart

CEO
Dave headshot

Dave Zitting

EVP, Mortgage Lending
image_50736641

Keldon Moldre

EVP, Commercial Lending
IMG_8988 (1)

Milisa Wolfley

SVP, Director of Loan Operations
RP Photo

Rebecca Park

SVP, Director of Underwriting
image001

Mireya Haneke

SVP, Closing Manager

Get financial challenges out of your way.

Dream big. Execute bigger.