Commercial financing for small business owners
Funding
Main Street
not Wall Street
Our team is always available to talk you through your loan options.
Give us a call: 855-336-FUND
Where dreams meet opportunity
Our goal is to keep our communities thriving through supporting local businesses.
Whether you’re expanding your storefront, upgrading equipment, or launching a new venture, we’ve got your back.
- Refinance at a Lower Rate
- Provide Capital for Tenant Improvements
- Increase Purchasing Power

Our Mission = Your Success
- Supporting Growth
- Debt Consolidation
- Provide Working Capital
- Invest in Your Future
Navigate your finances confidently
At Direct Wholesale Rates by SNB Bank N.A., we provide strategic advice and support that helps our commercial clients navigate complex financial landscapes confidently. Picture this: a cozy café buzzing with entrepreneurs sharing ideas, a boutique shop with its door wide open, or a family-run bakery filled with the aroma of freshly baked goods. Or, imagine a manufacturing office with staff working diligently to support the processes and output of products.
These are the heartbeats of our country, and we’re here to keep businesses like these thriving.


Talk to experts without the confusing jargon
It’s like chatting with an old friend over a cup of coffee, not navigating a maze of paperwork. We understand the passion and drive behind every business owner’s dream because we’re dreamers too. Whether you’re expanding, upgrading equipment, or launching a new venture, we’ve got your back.
No jargon, no intimidation—just straightforward guidance and support tailored to your needs.
Flexible, competitive rates to
suit your strategy
SBA 504
Financing
Loan financing for the purchase and/or refinance of commercial mortgages.
Get started with as little as a 10% down payment (up to 90% combined loan-to-value financing).
Conventional Financing
Financing for purchase, tenant improvements and refinance of commercial mortgage.
Providing capital for owner-occupied commercial properties with incredibly competitive interest rates.
See how our clients have
built on their success
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